Holiday Money Prepaid Cards
Most travel prepaid debit cards do come with some fees attached to them, i.e. they are free to top up by debit card but will charge a percentage fee to top up using a credit card, but the majority are free to get and use to purchase items abroad. The Escape Travel Card is one of the cheapest travel prepaid cards because you can do most things for free on it; it is free to get if you load £100 on to it (you pay £9.99 initially but this is credited back to your card once you’ve loaded £100 onto it within the first 90 days), gives free ATM withdrawals abroad, has no monthly fees and can be topped up at any Phones4u store for free.
However, more often than not, the slight disadvantage of paying some fees is far outweighed by the benefits they bring.
Holiday money cards allow you to upload cash on to the card, meaning that you do not need a credit check and you can’t get carried away with your spending. In addition, it can be quite risky carrying large amounts of cash with you while you are on holiday as it can easily be lost or stolen. Most prepaid travel cards are able to offer you an emergency replacement card and cash should the worst happen. This can give you the assurance you need to relax and enjoy your holiday.